Budgeting & Cash Flow
Understand your income and expenses, organize your bills, and create a spending plan you can follow.
Faith-centered financial education and practical coaching to help you budget confidently, build healthy habits, and move toward your goals.
Start the new year with a simple, realistic plan. We'll discuss your financial goals, spending habits, and first steps toward a workable budget.
January 11 & 13 · 6:30–8:30 PM Eastern · Zoom only
Limited appointments. Requests are reviewed and manually approved. A simple financial assessment must be completed before your first session.
Request a Free Session by EmailRequests are not confirmed until you receive a personal approval email. No payment is required.
Coaching is educational and tailored to your goals. Regular paid coaching is planned to begin in February 2027.
Understand your income and expenses, organize your bills, and create a spending plan you can follow.
Set achievable savings goals, prepare for emergencies, and build healthier debt repayment habits.
Learn how credit works, review common factors that affect scores, and build informed financial habits.
Individual, couples, and family coaching options are planned for February. Details and pricing will be announced after final review.

Founder & Financial Coach
With nearly two decades of experience across banking and financial services, Ciara brings real-world knowledge and a heart for helping people understand and manage their money.
KingdomWise was created to make financial education more approachable, empowering individuals and families with practical tools and faith-centered encouragement.
Our belief is simple: wise stewardship starts with understanding what you have, where it goes, and what matters most.
Every Dollar Has a Purpose.
A signature KingdomWise workshop series designed to make money conversations practical, welcoming, and purposeful. Workshop dates and registration will be announced later.
Email us your preferred January date and time. Spaces are limited.
We'll review your request and email confirmation and Zoom details if a slot is available.
We'll send you a brief financial assessment to complete before your first session. Please don't email sensitive account information.
Yes. January 2027's introductory 30-minute budgeting sessions are free, with no deposit required.
January sessions are held on Zoom only. Paid coaching options beginning in February are expected to include Zoom and in-person appointments, subject to availability.
No. Sending an email is a request only. Your appointment is confirmed only after KingdomWise replies with approval.
KingdomWise provides financial coaching and general education, not legal, tax, investment, or regulated credit-repair services. No particular credit-score or financial outcome is guaranteed.
Have a question or want to request a January session?
kingdomwisefinancial@gmail.com
Email KingdomWise